TABLE 9
                            HOUSEHOLD AND PERSONAL EXPENSES, 2001                   
                   North Dakota Farm Business Management Education Program             
                                         State Report                                  
                               (Farms Sorted By Net Farm Income)                       
                                                 Avg. Of                         
                                                All Farms     Low 20%    High 20% 
            Number of farms                           314          69          57
            Average family size                       3.6         3.6         3.9
            Family Living Expenses
              Food and meals expense                5,809       6,019       6,738
              Medical care and health insurance     6,026       5,557       7,131
              Cash donations                          860         771       1,155
              Household supplies                    4,435       3,627       5,746
              Clothing                              2,053       1,875       2,661
              Personal care                         3,759       4,290       4,420
              Child / Dependent care                  630         913         714
              Gifts                                 1,213       1,125       1,540
              Education                             1,100       1,265       1,723
              Recreation                            2,265       2,134       2,892
              Utilities (household share)           1,868       1,868       1,858
              Nonfarm vehicle operating expense     1,910       1,784       1,735
              Household real estate taxes              72          42          94
              Dwelling rent                            66          26           4
              Household repairs                     1,146       1,237       1,186
              Nonfarm interest                        796       1,047         663
              Life insurance payments               1,354       1,287       2,077
            Total cash family living expense       35,363      34,869      42,336
              Family living from the farm             125         125         165
            Total family living                    35,488      34,994      42,501
            Other Nonfarm Expenditures
              Income taxes                          6,287       5,087      11,513
              Furnishing & appliance purchases        301         367         182
              Nonfarm vehicle purchases             2,390       1,818       4,099
              Nonfarm real estate purchases         2,911       4,745       1,395
              Other nonfarm capital purchases       2,277       4,354       2,221
              Nonfarm savings & investments         1,595       1,331       5,307
            Total other nonfarm expenditures       15,762      17,702      24,717
            Total cash family living
            investment & nonfarm capital purch     51,125      52,571      67,053