TABLE 9
                  HOUSEHOLD AND PERSONAL EXPENSES, 2000                         
         North Dakota Farm Business Management Education Program             
                               State Report                                  
                     (Farms Sorted By Net Farm Income)                       
                                        Avg. Of                         
                                       All Farms    Low 20%    High 20% 
Number of farms                             336          61          64
Average family size                         3.6         3.3         3.9
Family Living Expenses
  Food and meals expense                  5,695       5,237       6,568
  Medical care and health insurance       5,360       3,830       6,614
  Cash donations                            814         514       1,189
  Household supplies                      4,368       2,956       4,869
  Clothing                                1,915       1,617       2,206
  Personal care                           3,373       3,044       4,251
  Child / Dependent care                    471         234         893
  Gifts                                   1,275       1,021       1,676
  Education                                 835         725       1,221
  Recreation                              2,175       1,703       2,832
  Utilities (household share)             1,826       1,765       2,236
  Nonfarm vehicle operating expense       1,800       1,984       1,867
  Household real estate taxes                50          33          71
  Dwelling rent                              73          44          94
  Household repairs                       1,182       1,093         975
  Nonfarm interest                          751         651         627
  Life insurance payments                 1,464       1,471       1,887
Total cash family living expense         33,427      27,921      40,076
  Family living from the farm               220         160         444
Total family living                      33,647      28,081      40,520
Other Nonfarm Expenditures
  Income taxes                            4,900       2,413       9,115
  Furnishing & appliance purchases          369         207         442
  Nonfarm vehicle purchases               3,062       3,833       3,253
  Nonfarm real estate purchases           1,140        -355         974
  Other nonfarm capital purchases           969         621       2,233
  Nonfarm savings & investments           1,177         700         784
Total other nonfarm expenditures         11,617       7,419      16,801
Total cash family living
investment & nonfarm capital purch       45,044      35,340      56,876