TABLE 9
                HOUSEHOLD AND PERSONAL EXPENSES, 2004 
        North Dakota Farm Business Management Education Program
                              State Report
                    (Farms Sorted By Net Farm Income)
                                     Avg. Of                         
                                    All Farms     Low 20%    High 20%
Number of farms                           289          58          53
Average family size                       3.4         3.3         3.6
Family Living Expenses
Food and meals expense                  6,307       5,955       7,117
Medical care                            3,328       3,377       4,247
Health insurance                        3,963       3,196       5,030
Cash donations                            892         603       1,034
Household supplies                      4,680       4,486       5,527
Clothing                                1,909       2,009       2,199
Personal care                           3,605       4,075       4,087
Child / Dependent care                    307         106         240
Alimony and Child support                 251         326         514
Gifts                                   1,357       1,152       1,995
Education                               1,423       1,148       2,747
Recreation                              2,519       2,202       3,268
Utilities (household share)             2,008       2,017       2,299
Nonfarm vehicle operating expense       2,374       2,983       2,494
Household real estate taxes                99         190         103
Dwelling rent                             147          69         197
Household repairs                       1,353         991       2,272
Nonfarm interest                          847         792       1,251
Disability / Long term care insuran       172         108         294
Life insurance payments                 1,372       1,332       1,786
Nonfarm property insurance                183         323         299
Miscellaneous                             958       1,243       1,057
Total cash family living expense       40,055      38,683      50,059
  Family living from the farm             120          61         150
Total family living                    40,175      38,743      50,208
Other Nonfarm Expenditures
  Income taxes                          5,079       4,875       8,188
  Furnishing & appliance purchases        346         250         385
  Nonfarm vehicle purchases             2,704       3,909       3,393
  Nonfarm real estate purchases         1,750       1,129       4,569
  Other nonfarm capital purchases       1,685         575       3,115
  Nonfarm savings & investments         2,712       1,726       5,075
Total other nonfarm expenditures       14,277      12,465      24,726
Total cash family living
investment & nonfarm capital purch     54,332      51,147      74,784