TABLE 5
                                  BALANCE SHEET AT COST VALUES, 2004                           
                        North Dakota Farm Business Management Education Program                    
                                            State Report                                         
                                   (Farms Sorted By Net Farm Income)                               
                                         Avg. Of                         
                                        All Farms                 Low 20%                  High 20%
Number of farms                            416                      86                       78         
                                  Beginning    Ending      Beginning   Ending       Beginning    Ending
ASSETS
Current Farm Assets
  Cash and checking balance          11,315    15,648          8,255    13,605         23,973    33,693
  Prepaid expenses & supplies        11,237    11,725          4,740     2,876         25,799    31,730
  Growing crops                         425       660            230       871            938     1,028
  Accounts receivable                13,534    27,608          5,909    17,834         28,589    49,621
  Hedging accounts                      829       455            539       453          1,149       773
  Crops held for sale or feed       111,311   103,879         71,501    49,497        221,803   217,025
  Crops under government loan         4,413     3,971          3,816     3,696          4,500     4,907
  Market livestock held for sale     36,053    38,756         22,844    23,264         42,700    52,934
  Other current assets                  400       862            414       676            646     2,308
Total current farm assets           189,516   203,564        118,247   112,772        350,097   394,018
Intermediate Farm Assets
  Breeding livestock                 58,475    59,865         35,247    35,982         73,859    73,344
  Machinery and equipment           183,206   199,800        134,972   143,740        317,058   353,054
  Other intermediate assets           8,256     8,398          5,265     5,334         13,397    13,447
Total intermediate farm assets      249,939   268,063        175,483   185,056        404,315   439,845
Long Term Farm Assets
  Farm land                         210,181   225,253        155,363   164,042        348,632   376,668
  Buildings and improvements         28,235    32,070         18,313    21,369         59,935    68,541
  Other long-term assets              7,132     8,319          6,602     7,761         13,583    14,893
Total long-term farm assets         245,548   265,642        180,278   193,172        422,150   460,102
Total Farm Assets                   685,003   737,269        474,008   490,999      1,176,561 1,293,965
Total Nonfarm Assets                 96,208   104,865         78,272    80,905        155,514   175,284
Total Assets                        781,211   842,133        552,280   571,904      1,332,076 1,469,248
LIABILITIES
Current Farm Liabilities
  Accrued interest                    8,868     9,725          8,625     9,930         12,018    12,892
  Accounts payable                    6,836     8,862          6,076     9,680          7,985     8,448
  Current notes                      74,482    85,442         62,237    79,383        107,438   117,448
  Government crop loans               3,386     3,539          3,193     3,317          3,282     4,428
  Principal due on term debt         27,315    29,489         23,372    24,376         45,913    46,992
Total current farm liabilities      120,887   137,056        103,503   126,685        176,635   190,208
Total intermediate farm liabs        99,052   101,871         98,712   105,121        126,753   123,166
Total long term farm liabilities    115,421   120,624         98,868   106,137        160,060   160,522
Total farm liabilities              335,360   359,551        301,083   337,943        463,448   473,896
Total nonfarm liabilities            21,798    23,655         21,660    20,778         29,819    34,995
Total liabilities                   357,157   383,206        322,743   358,721        493,266   508,892
NET WORTH (farm and nonfarm)        424,053   458,927        229,537   213,183        838,809   960,357
Net worth change                               34,874                  -16,354                  121,547
RATIO ANALYSIS
Current farm liabilities / assets      64 %      67 %           88 %     112 %           50 %      48 %
Curr. & interm farm liab. / assets     50 %      51 %           69 %      78 %           40 %      38 %
Long term farm liab. / assets          47 %      45 %           55 %      55 %           38 %      35 %
Total debt to asset ratio              46 %      46 %           58 %      63 %           37 %      35 %