TABLE 9
                 HOUSEHOLD AND PERSONAL EXPENSES, 2003 
        North Dakota Farm Business Management Education Program 
                             State Report          
                    (Farms Sorted By Net Farm Income)           
                                     Avg. Of 
                                    All Farms     Low 20%    High 20%
Number of farms                           291          58          54
Average family size                       3.4         3.3         3.9
Family Living Expenses
Food and meals expense                  5,973       5,239       7,161
Medical care                            3,217       2,770       3,617
Health insurance                        3,823       2,646       4,380
Cash donations                            861         555       1,251
Household supplies                      4,439       3,336       5,954
Clothing                                1,888       1,424       3,078
Personal care                           3,094       2,167       4,977
Child / Dependent care                    403         394         567
Alimony and Child support                 157         420         325
Gifts                                   1,278         824       1,884
Education                               1,118         947       1,787
Recreation                              2,260       1,667       3,474
Utilities (household share)             2,052       2,017       2,569
Nonfarm vehicle operating expense       2,099       2,263       2,606
Household real estate taxes               111         126         198
Dwelling rent                             150         107          83
Household repairs                       1,167         751       1,212
Nonfarm interest                          786         958         738
Disability / Long term care insuran        67          47         125
Life insurance payments                 1,317       1,083       2,023
Nonfarm property insurance                 99          62         144
Miscellaneous                             934         775       1,391
Total cash family living expense       37,292      30,579      49,545
  Family living from the farm             158         157          37
Total family living                    37,450      30,736      49,582
Other Nonfarm Expenditures
  Income taxes                          4,639       3,108       9,314
  Furnishing & appliance purchases        408         119         584
  Nonfarm vehicle purchases             2,816       1,698       4,976
  Nonfarm real estate purchases         3,736         614       5,909
  Other nonfarm capital purchases       1,452       3,411       1,247
  Nonfarm savings & investments         2,029         676       3,973
Total other nonfarm expenditures       15,080       9,627      26,003
Total cash family living
investment & nonfarm capital purch     52,372      40,206      75,548