TABLE 13 - 2
                                    Age of Operator Report, 2003    
                      North Dakota Farm Business Management Education Program  
                                            State Report       
                                   (Farms Sorted By Age Of Operator)     
                                       Avg. Of        Less 
                                      All Farms     than 31     31 - 40     41 - 50     51 - 60     Over 60
Number of farms                             431          51          91         176          91          22
Income Statement
   Gross cash farm income               287,656     156,243     301,118     345,788     248,587     233,160
   Total cash farm expense              227,310     131,055     243,410     270,650     192,349     181,738
   Net cash farm income                  60,346      25,188      57,708      75,138      56,238      51,422
   Inventory change                      25,405      28,036      32,665      28,746      14,396       8,090
   Depreciation and capital adjust      -20,064     -10,247     -19,551     -26,158     -15,635     -14,518
   Net farm income                       65,687      42,977      70,822      77,727      54,998      44,994
Profitability (cost)
   Labor and management earnings         44,748      36,871      53,783      52,944      31,248      15,903
   Rate of return on assets               8.1 %      11.4 %       9.5 %       8.3 %       6.4 %       5.0 %
   Rate of return on equity              10.8 %      23.9 %      14.6 %      11.2 %       7.4 %       4.2 %
   Operating profit margin               19.2 %      21.3 %      18.9 %      19.3 %      19.1 %      16.7 %
   Asset turnover rate                   42.0 %      53.2 %      50.2 %      43.0 %      33.3 %      29.9 %
Liquidity
   Ending current ratio                    1.55        1.59        1.49        1.57        1.57        1.59
   Ending working capital                64,413      40,471      55,893      78,420      64,153      44,175
   End working capital to gross inc      22.4 %      25.9 %      18.6 %      22.7 %      25.8 %      18.9 %
   Term debt coverage ratio             178.7 %     214.6 %     175.0 %     180.8 %     160.7 %     211.7 %
   Expense as a percent of income        72.1 %      70.8 %      72.3 %      71.8 %      72.9 %      74.8 %
   Interest as a percent of income        5.6 %       5.8 %       5.4 %       5.4 %       6.2 %       6.3 %
Solvency (cost)
   Number of sole proprietors               412          51          84         167          89          21
   Ending farm assets                   670,557     346,398     599,221     790,378     726,774     552,018
   Ending farm liabilities              333,925     231,541     331,854     385,609     320,486     236,804
   Ending total assets                  771,512     374,749     671,518     923,642     844,144     617,434
   Ending total liabilities             355,003     245,861     355,218     411,582     337,953     241,532
   Ending net worth                     416,509     128,888     316,300     512,061     506,191     375,902
   Net worth change                      45,706      32,993      53,097      52,726      37,308      26,793
   Ending farm debt to asset ratio         50 %        67 %        55 %        49 %        44 %        43 %
   Beg total debt to asset ratio           47 %        66 %        54 %        46 %        41 %        41 %
   End total debt to asset ratio           46 %        66 %        53 %        45 %        40 %        39 %
Nonfarm Information
   Net nonfarm income                    21,011      11,985      22,332      21,547      23,417      22,223
   Farms reporting living expenses          300          33          59         118          72          18
   Total family living expense           37,008      23,268      33,417      44,180      36,804      27,774
   Total living, invest, & capital       52,404      33,853      48,649      62,115      51,948      36,894
Crop Acres
   Total acres owned                        853         399         680         875       1,123       1,326
   Total crop acres                       1,733         928       1,960       2,004       1,496       1,474
   Total crop acres owned                   504         175         396         566         616         751
   Total crop acres cash rented             983         639       1,260       1,142         681         608
   Total crop acres share rented            247         114         304         297         199         115