TABLE 9
                HOUSEHOLD AND PERSONAL EXPENSES, 2002
        North Dakota Farm Business Management Education Program
                            State Report
                  (Farms Sorted By Net Farm Income)
 

                                      Avg. Of
                                    All Farms     Low 20%    High 20%
Number of farms                           298          55          68
Average family size                       3.5         3.2         3.8

Family Living Expenses
Food and meals expense                  5,789       5,198       6,877
Medical care                            3,302       2,127       3,594
Health insurance                        3,166       2,047       4,074
Cash donations                            919         804       1,131
Household supplies                      4,416       2,658       5,916
Clothing                                1,935       1,398       2,828
Personal care                           3,196       1,748       3,805
Child / Dependent care                    447         406         449
Alimony and Child support                 121         152         129
Gifts                                   1,194       1,077       1,361
Education                                 933         753       1,175
Recreation                              2,238       1,521       2,837
Utilities (household share)             1,762       1,314       2,040
Nonfarm vehicle operating expense       1,850       1,924       1,764
Household real estate taxes               185         130          77
Dwelling rent                              96          38         109
Household repairs                         987         764       1,235
Nonfarm interest                          865         974         783
Disability / Long term care insuran        86          23         102
Life insurance payments                 1,366       1,093       1,674
Nonfarm property insurance                 90         120          79
Miscellaneous                             952         898         799
Total cash family living expense       35,895      27,166      42,841
  Family living from the farm             149         191          31
Total family living                    36,044      27,357      42,872
Other Nonfarm Expenditures
  Income taxes                          4,967       2,081       8,525
  Furnishing & appliance purchases        309          75         820
  Nonfarm vehicle purchases             1,935       1,468       2,713
  Nonfarm real estate purchases         1,512         583       1,942
  Other nonfarm capital purchases         605          42       3,897
  Nonfarm savings & investments         1,264         796       2,007
Total other nonfarm expenditures       10,593       5,045      19,904
Total cash family living
investment & nonfarm capital purch     46,489      32,211      62,745