TABLE 13 - 2
                                        Age of Operator Report, 2002
                          North Dakota Farm Business Management Education Program                          
                                                State Report                                               
                                      (Farms Sorted By Age Of Operator)                                     
                                      Avg. Of        Less                                                 
                                     All Farms     than 31     31 - 40     41 - 50     51 - 60     Over 60
Number of farms                            431          41         106         179          83          22
Income Statement
  Gross cash farm income               245,559     165,641     249,514     277,413     229,563     176,624
  Total cash farm expense              196,922     135,012     198,833     225,017     182,481     128,994
  Net cash farm income                  48,637      30,629      50,680      52,396      47,082      47,630
  Inventory change                      12,429      10,745       9,974      17,960       5,378       9,003
  Depreciation and capital adjust      -16,530      -3,753     -15,991     -19,621     -18,420     -10,654
  Net farm income                       44,536      37,620      44,663      50,735      34,041      45,979
Profitability (cost)
  Labor and management earnings         24,530      31,545      28,402      28,506       9,323      17,822
  Rate of return on assets               5.7 %       8.9 %       6.3 %       6.0 %       3.8 %       5.1 %
  Rate of return on equity               5.6 %      16.4 %       6.7 %       6.1 %       2.4 %       4.9 %
  Operating profit margin               15.3 %      16.0 %      15.4 %      15.5 %      13.4 %      20.0 %
  Asset turnover rate                   37.0 %      56.0 %      40.5 %      38.6 %      28.7 %      25.4 %
Liquidity
  Term debt coverage ratio             131.3 %     150.2 %     116.8 %     135.3 %     122.5 %     210.6 %
  Expense as a percent of income        76.5 %      77.1 %      77.1 %      76.3 %      77.4 %      69.7 %
  Interest as a percent of income        6.9 %       6.1 %       7.3 %       6.8 %       7.5 %       5.8 %
Solvency (cost)
  Number of sole proprietors               413          40          99         170          83          21
  Ending farm assets                   633,111     328,957     589,329     704,096     717,524     510,583
  Ending farm liabilities              318,110     225,761     328,588     357,283     301,017     195,068
  Ending total assets                  730,471     363,277     664,627     809,850     857,382     596,098
  Ending total liabilities             337,959     242,567     351,070     377,423     321,845     202,067
  Ending net worth                     392,512     120,710     313,556     432,427     535,537     394,031
  Net worth change                      20,513      23,084      23,794      20,671      17,812       9,542
  Ending farm debt to asset ratio         50 %        69 %        56 %        51 %        42 %        38 %
  Beg total debt to asset ratio           46 %        68 %        53 %        47 %        38 %        36 %
  End total debt to asset ratio           46 %        67 %        53 %        47 %        38 %        34 %
Nonfarm Information
  Net nonfarm income                    19,573      14,213      17,750      19,684      22,691      25,665
  Farms reporting living expenses          359          33          91         149          67          19
  Total family living expense           33,795      22,913      32,710      37,611      33,015      30,718
  Total living, invest, & capital       47,184      31,293      42,824      49,088      59,648      36,792
Crop Acres
  Total acres owned                        854         463         695         830       1,151       1,433
  Total crop acres                       1,714       1,096       1,797       1,936       1,561       1,237
  Total crop acres owned                   496         197         404         515         643         776
  Total crop acres cash rented             946         717       1,063       1,117         690         383
  Total crop acres share rented            272         182         329         304         229          78