TABLE 5
                              BALANCE SHEET AT COST VALUES, 2001                                 
                     North Dakota Farm Business Management Education Program                    
                                         State Report                                         
                                (Farms Sorted By Net Farm Income)                               
                                           Avg. Of                                               
                                          All Farms             Low 20%             High 20%      
Number of farms                              434                   87                   83         
                                    Beginning   Ending   Beginning   Ending   Beginning    Ending
ASSETS
Current Farm Assets
  Cash and checking balance             7,618    9,228      11,837    8,080       6,118    15,414
  Prepaid expenses & supplies           9,022    9,713       6,636    9,177      19,190    21,678
  Growing crops                           792      326         799      216         594       549
  Accounts receivable                  23,520   16,360      24,973   12,521      29,263    32,359
  Hedging accounts                        270      207         435      283         573       442
  Crops held for sale or feed          77,490   81,718      70,576   63,152     139,484    54,527
  Crops under government loan             380    1,095         207    3,055       1,076       806
  Market livestock held for sale       37,903   39,987      29,218   26,881      62,179    66,511
  Other current assets                    266      393         231      219         372       944
Total current farm assets             157,260  159,027     144,911  123,583     258,849    93,230
Intermediate Farm Assets
  Breeding livestock                   54,321   57,652      40,016   41,239      79,075    85,119
  Machinery and equipment             146,880  159,820     155,756  160,401     225,146    54,755
  Other intermediate assets             9,843   10,307       8,962    9,482      11,576    13,043
Total intermediate farm assets        211,044  227,778     204,734  211,122     315,797    52,917
Long Term Farm Assets
  Farm land                           184,959  194,709     149,334  155,027     283,023   301,737
  Buildings and improvements           23,248   26,110      24,999   25,937      34,177    44,432
  Other long-term assets                6,104    6,139       6,299    6,497      10,985    10,841
Total long-term farm assets           214,311  226,959     180,632  187,461     328,185   357,010
Total Farm Assets                     582,616  613,764     530,277  522,166     902,830 1,003,157
Total Nonfarm Assets                   85,736   92,195      84,302   94,328     121,681   131,876
Total Assets                          668,352  705,959     614,579  616,493   1,024,510 1,135,033
LIABILITIES
Current Farm Liabilities
  Accrued interest                     10,000   11,050      11,895   14,140       8,019     8,643
  Accounts payable                      6,278    7,202       9,440   11,341       8,876     8,489
  Current notes                        59,211   72,235      76,847  100,880      72,718    91,594
  Government crop loans                   160      506           0    1,850         361         0
  Principal due on term debt           23,859   25,211      25,387   26,200      33,141    33,962
  Total current farm liabilities       99,508  116,204     123,568  154,410     123,116   142,688
  Total intermediate farm liabs        86,135   90,994     112,925  119,735      84,099    94,684
  Total long term farm liabilities    101,402  104,259      94,315   96,600     107,716   116,742
  Total farm liabilities              287,046  311,457     330,808  370,746     314,931   354,114
  Total nonfarm liabilities            15,897   17,240      22,543   24,142      13,528    16,022
  Total liabilities                   302,943  328,697     353,351  394,887     328,458   370,136
NET WORTH (farm and nonfarm)          365,408  377,262     261,228  221,606     696,052   764,897
  Net worth change                              11,853              -39,622                68,845
RATIO ANALYSIS
  Current farm liabilities / assets      63 %     73 %        85 %    125 %        48 %      49 %
  Curr. & interm farm liab. / assets     50 %     54 %        68 %     82 %        36 %      37 %
  Long term farm liab. / assets          47 %     46 %        52 %     52 %        33 %      33 %
  Total debt to asset ratio              45 %     47 %        57 %     64 %        32 %      33 %