TABLE 7
                        BALANCE SHEET AT MARKET VALUES                           
            Minnesota and North Dakota Farm Business Mgmt. Education             
                            Red River Valley, 2004                               
                       (Farms Sorted By Net Farm Income)                         
                                     Avg. Of                                     
                                    All Farms     Low 20%    40 - 60%    High 20%
Number of farms                           199          41          39          39
ASSETS
Current Farm Assets
  Cash and checking balance            15,978      14,225      16,938      24,878
  Prepaid expenses & supplies          34,698      18,084      31,213      76,518
  Growing crops                           105         466          -           - 
  Accounts receivable                  54,990      28,201      39,402     122,589
  Hedging accounts                      1,372         294       1,904       3,044
  Crops held for sale or feed         178,795      95,886     175,071     340,554
  Crops under government loan          13,100      17,356       7,839       9,407
  Market livestock held for sale        3,017         115       2,733      11,036
  Other current assets                    585         449       1,739         700
Total current farm assets             302,640     175,074     276,839     588,726
Intermediate Farm Assets
  Breeding livestock                      805         320          86       2,785
  Machinery and equipment             335,438     225,275     319,048     538,298
  Other intermediate assets           175,807     124,730     167,893     279,057
Total intermediate farm assets        512,050     350,324     487,027     820,140
Long Term Farm Assets
  Farm land                           385,316     318,094     287,863     552,940
  Buildings and improvements           62,930      57,645      45,270     108,191
  Other long-term assets               27,442       8,535      11,769      78,909
Total long-term farm assets           475,688     384,274     344,902     740,040
Total Farm Assets                   1,290,378     909,672   1,108,768   2,148,906
Total Nonfarm Assets                  216,778     208,757     186,690     352,143
Total Assets                        1,507,156   1,118,430   1,295,457   2,501,049
LIABILITIES
Current Farm Liabilities
  Accrued interest                      9,715       9,966       8,307      13,737
  Accounts payable                     16,817      12,899      14,511      28,199
  Current notes                       134,857     114,834     146,068     177,389
  Government crop loans                11,590      15,033       7,307       8,426
  Principal due on term debt           40,730      28,979      41,271      60,647
Total current farm liabilities        213,708     181,711     217,465     288,398
Total intermediate farm liabs         119,387      90,317     117,134     170,061
Total long term farm liabilities      185,685     167,379     159,979     223,063
Total farm liabilities                518,780     439,407     494,578     681,521
Total nonfarm liabilities              50,759      37,563      61,924      64,175
Total liabs excluding deferreds       569,539     476,970     556,502     745,697
Total deferred liabilities            104,089      64,708     100,474     193,804
Total liabilities                     673,628     541,678     656,975     939,500
Retained earnings                     733,739     505,346     564,779   1,441,330
Market valuation equity                99,789      71,406      73,703     120,219
Net worth (farm and nonfarm)          833,527     576,752     638,482   1,561,549
Net worth excluding deferreds         937,616     641,460     738,956   1,755,352
Net worth change                       69,293         364      54,338     169,784
RATIO ANALYSIS
Current farm liabilities / assets        71 %       104 %        79 %        49 %
Curr. & interm farm liab. / assets       41 %        52 %        44 %        33 %
Long term farm liab. / assets            39 %        44 %        46 %        30 %
Total debt to asset ratio                45 %        48 %        51 %        38 %
Debt to assets excl deferreds            38 %        43 %        43 %        30 %